https://mail.insyma.org/proceedings/files/original/articles/Fahrul_Riza.pdf Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Proceedings of the International Symposium on Management (INSYMA) (Vol 22, 2025) Proceedings meta_title Investor Trust in Robo-Advisors: The Impact of Perceived Risk, Control, and AI Predictive Capability Author #1 Fahrul Riza Author #2 Yuli Kartika Dewi Author #3 Yoseva Maria Pujirahayu Sumaji Author #4 Teofilus Author #5 Luh Karenina Savitri Masna Abstract/Description This research investigates how perceived risks to data security and perceived control influence investors' trust in robo-advisors, as well as the impact of this trust on their adoption decisions. It also examined the moderating effect of the predictive advantage of machine learning. Employing a quantitative analysis method with Partial Least Squares Structural Equation Modeling (PLS-SEM), data were gathered from investors who are familiar with robo-advisors. The results indicate that perceived data security risk diminishes trust, whereas perceived control enhances trust. However, trust alone does not directly result in adoption, implying that other elements such as ease of use and economic benefits might be influential. The predictive advantage of machine learning enhances the link between trust and adoption but does not directly affect adoption decisions. Providers of robo-advisors should focus on improving algorithm transparency, bolstering data security systems, and offering features that enhance users' perceived control. Effective communication AI's predictive advantages of AI is also essential for building investor trust and alleviating security concerns. keywords a;b;c;d Perceived Risk, Perceived Control, AI Predictive Capability, Investor Trust, Robo-Advisors publication_date 2025/06/20 2025/06/15 pdf_url https://insyma.org/proceedings/files/articles/Fahrul_Riza.pdf abstract_html_url https://insyma.org/proceedings/items/show/ https://insyma.org/proceedings/items/show/369 firstpage 345 lastpage 352 issn 3047-857X 3047-857X conference Proceedings of the International Symposium on Management (INSYMA) Proceedings of the International Symposium on Management (INSYMA) publisher_name Fakultas Bisnis dan Ekonomika, Universitas Surabaya Fakultas Bisnis dan Ekonomika, Universitas Surabaya no article 58 Volume 22 authors Fahrul Riza, Yuli Kartika Dewi, Yoseva Maria Pujirahayu Sumaji, Teofilus, Luh Karenina Savitri Masna Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Investor Trust in Robo-Advisors: The Impact of Perceived Risk, Control, and AI Predictive Capability Creator An entity primarily responsible for making the resource Fahrul Riza, Yuli Kartika Dewi, Yoseva Maria Pujirahayu Sumaji, Teofilus, Luh Karenina Savitri Masna