https://mail.insyma.org/proceedings/files/original/articles/115_Firdaus.pdf Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Proceedings of the International Symposium on Management (INSYMA) (Vol 21, 2024) Proceedings meta_title What is The Financial Behavior Of SMMEs in Surabaya? Author #1 Firdaus Author #2 Sukesi Author #3 Fadila Anyjar Wati Author #4 Shely Silvia Abstract/Description This research is to examine the factors that influence financial management behavior. There are several factors examined in this research, namely financial attitudes, financial knowledge and financial technology. This research aims to test whether financial attitudes, financial knowledge and financial technology influence the financial management behavior of culinary MSMEs in Ngagel Rejo Village, Surabaya City. This research focuses on culinary micro businesses. This research uses a quantitative approach and primary data types. The population in this research was 200 micro culinary entrepreneurs in Ngagel Rejo Village, Surabaya City. Determining the sample in this study used a probability sampling method with a sample of 67 respondents. The analytical method used is multiple linear regression with the help of SPSS version 25 software. The results of this study show that financial attitudes, financial knowledge and financial technology have a partially significant effect on financial management behavior. Furthermore, it simultaneously shows that financial attitudes, financial knowledge and financial technology influence financial management behavior. In this study, the independent variable influencing the dependent variable, namely financial management behavior, can explain 47.9%. keywords a;b;c;d Financial Attitudes, Financial Knowledge, Financial Technology, Financial Management Behavior publication_date 2025/06/20 2024/06/15 pdf_url https://insyma.org/proceedings/files/original/articles/115_Firdaus.pdf abstract_html_url https://insyma.org/proceedings/items/show/ https://insyma.org/proceedings/items/show/281 firstpage 660 lastpage 665 issn 3047-857X 3047-857X conference Proceedings of the International Symposium on Management (INSYMA) Proceedings of the International Symposium on Management (INSYMA) publisher_name Fakultas Bisnis dan Ekonomika, Universitas Surabaya Fakultas Bisnis dan Ekonomika, Universitas Surabaya no article 281 Volume 21 URL https://insyma.org/proceedings/files/original/articles/115_Firdaus.pdf Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource What is The Financial Behavior Of SMMEs in Surabaya? Creator An entity primarily responsible for making the resource Firdaus, Sukesi, Fadila Anyjar Wati, Shely Silvia