<?xml version="1.0" encoding="UTF-8"?>
<item xmlns="http://omeka.org/schemas/omeka-xml/v5" itemId="257" public="1" featured="0" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://omeka.org/schemas/omeka-xml/v5 http://omeka.org/schemas/omeka-xml/v5/omeka-xml-5-0.xsd" uri="https://mail.insyma.org/proceedings/items/show/257?output=omeka-xml" accessDate="2026-04-04T05:12:08+07:00">
  <fileContainer>
    <file fileId="104">
      <src>https://mail.insyma.org/proceedings/files/original/articles/91_Nabila%20Andriani.pdf</src>
      <authentication/>
    </file>
  </fileContainer>
  <collection collectionId="1">
    <elementSetContainer>
      <elementSet elementSetId="1">
        <name>Dublin Core</name>
        <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
        <elementContainer>
          <element elementId="50">
            <name>Title</name>
            <description>A name given to the resource</description>
            <elementTextContainer>
              <elementText elementTextId="8">
                <text>Proceedings of the International Symposium on Management (INSYMA) (Vol 21, 2024)</text>
              </elementText>
            </elementTextContainer>
          </element>
        </elementContainer>
      </elementSet>
    </elementSetContainer>
  </collection>
  <itemType itemTypeId="19">
    <name>Proceedings</name>
    <description/>
    <elementContainer>
      <element elementId="73">
        <name>meta_title</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="4341">
            <text>The Influence of Non-Cash Payment Transactions on Economic Growth in East Java</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="55">
        <name>Author #1</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="4342">
            <text>Nabila Andriani</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="56">
        <name>Author #2</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="4343">
            <text>Angga Rizka Lidiawan</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="57">
        <name>Author #3</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="4344">
            <text>Nindi Vaulia Puspita</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="54">
        <name>Abstract/Description</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="4345">
            <text>The purpose of this study is to ascertain the impact of ATM-debit cards, credit cards and e-money on East Java's economic growth. This kind of descriptive quantitative research uses secondary data from the Central Statistics Agency and Bank Indonesia's official websites. The classical assumption test, multiple linear regression analysis, and hypothesis testing are the test instruments used in this study. The study's findings indicate that X1 influence on Y has a sig value of 0.077 &gt; 0.05. X2 has an impact on Y of 0.454 &gt; 0.05. X3 has an impact on Y of 0.397 &gt; 0.05. The simultaneous influence of X1, X2, and X3 on Y is known to be 0.140 &gt; 0.05. The usage of ATM-debit cards no significantly and positif to East Java's economic expansion. The growth of East Java's economy is no significantly and negative by credit card use. East Java's economic growth is no significantly and negatively by the use of e-money. Whereas, the use of ATM-debit cards, credit cards and e-money simultaneously has a positive and insignificant influence on economic growth in East Java.</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="66">
        <name>keywords</name>
        <description>a;b;c;d</description>
        <elementTextContainer>
          <elementText elementTextId="4346">
            <text>ATM-Debit Cards, Credit Cards, E-money, Economic Growth</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="61">
        <name>publication_date</name>
        <description>2025/06/20</description>
        <elementTextContainer>
          <elementText elementTextId="4347">
            <text>2024/06/15</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="64">
        <name>pdf_url</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="4348">
            <text>https://insyma.org/proceedings/files/original/articles/91_Nabila%20Andriani.pdf</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="65">
        <name>abstract_html_url</name>
        <description>https://insyma.org/proceedings/items/show/</description>
        <elementTextContainer>
          <elementText elementTextId="4349">
            <text>https://insyma.org/proceedings/items/show/257</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="67">
        <name>firstpage</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="4350">
            <text>524</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="68">
        <name>lastpage</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="4351">
            <text>527</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="69">
        <name>issn</name>
        <description>3047-857X</description>
        <elementTextContainer>
          <elementText elementTextId="4352">
            <text>3047-857X</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="70">
        <name>conference</name>
        <description>Proceedings of the International Symposium on Management (INSYMA)</description>
        <elementTextContainer>
          <elementText elementTextId="4353">
            <text>Proceedings of the International Symposium on Management (INSYMA)</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="71">
        <name>publisher_name</name>
        <description>Fakultas Bisnis dan Ekonomika, Universitas Surabaya</description>
        <elementTextContainer>
          <elementText elementTextId="4354">
            <text>Fakultas Bisnis dan Ekonomika, Universitas Surabaya</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="72">
        <name>no article</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="4355">
            <text>257</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="76">
        <name>Volume</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="4356">
            <text>21</text>
          </elementText>
        </elementTextContainer>
      </element>
      <element elementId="28">
        <name>URL</name>
        <description/>
        <elementTextContainer>
          <elementText elementTextId="5281">
            <text>https://insyma.org/proceedings/files/original/articles/91_Nabila%20Andriani.pdf</text>
          </elementText>
        </elementTextContainer>
      </element>
    </elementContainer>
  </itemType>
  <elementSetContainer>
    <elementSet elementSetId="1">
      <name>Dublin Core</name>
      <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
      <elementContainer>
        <element elementId="50">
          <name>Title</name>
          <description>A name given to the resource</description>
          <elementTextContainer>
            <elementText elementTextId="4339">
              <text>The Influence of Non-Cash Payment Transactions on Economic Growth in East Java</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="39">
          <name>Creator</name>
          <description>An entity primarily responsible for making the resource</description>
          <elementTextContainer>
            <elementText elementTextId="4340">
              <text>Nabila Andriani, Angga Rizka Lidiawan, Nindi Vaulia Puspita</text>
            </elementText>
          </elementTextContainer>
        </element>
      </elementContainer>
    </elementSet>
  </elementSetContainer>
</item>
