https://mail.insyma.org/proceedings/files/original/articles/18_Ratnawati.pdf Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Proceedings of the International Symposium on Management (INSYMA) (Vol 21, 2024) Proceedings meta_title The Influence of Financial Knowledge on The Financial Behavior of Generation Z: Mediated by Financial Self-Efficacy and Lifestyle Author #1 Ratnawati Author #2 Sukma Perdana Author #3 Ayu Agus Tya Ningsih Abstract/Description As part of Generation Z, most students are accustomed to using the internet and social media. They often behave consumptively on social media, so they need financial knowledge and self-confidence to manage finances as a form of reflection of financial behavior and lifestyle demands. Generation Z's financial knowledge, lifestyle, and financial self-confidence are exciting topics to study, with their consumerist lifestyle, with many facilities and conveniences, such as online sales and shopping centers that offer many lifestyle needs. This research uses a quantitative approach to investigate the relationship between financial knowledge and financial behavior mediated by financial self-efficacy and lifestyle. The research sample was 120 student respondents who made online purchases at least five times a month for personal needs. This research contributes to the Theory of Planned Behavior. An analysis tool using Structural Equation Modeling (SEM) shows that knowledge about finance influences behavior related to finance directly, and self-efficacy in financial matters can offset the impact of knowledge about finance on this behavior. keywords a;b;c;d Financial Knowledge, Financial Self-Efficacy, Lifestyle, Financial Behavior publication_date 2025/06/20 2024/06/15 pdf_url https://insyma.org/proceedings/files/original/articles/18_Ratnawati.pdf abstract_html_url https://insyma.org/proceedings/items/show/ https://insyma.org/proceedings/items/show/184 firstpage 95 lastpage 101 issn 3047-857X 3047-857X conference Proceedings of the International Symposium on Management (INSYMA) Proceedings of the International Symposium on Management (INSYMA) publisher_name Fakultas Bisnis dan Ekonomika, Universitas Surabaya Fakultas Bisnis dan Ekonomika, Universitas Surabaya no article 184 Volume 21 URL https://insyma.org/proceedings/files/original/articles/18_Ratnawati.pdf Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource The Influence of Financial Knowledge on The Financial Behavior of Generation Z: Mediated by Financial Self-Efficacy and Lifestyle Creator An entity primarily responsible for making the resource Ratnawati, Sukma Perdana, Ayu Agus Tya Ningsih